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California Superior Court–County of Ventura

NOTICE OF PROPOSED CLASS ACTION SETTLEMENT

IF YOUR VEHICLE WAS REPOSSESSED IN CALIFORNIA AND YOU RECEIVED A “NOTICE OF OUR PLAN TO SELL PROPERTY” FROM VENTURA COUNTY CREDIT UNION, THIS CLASS NOTICE CONTAINS IMPORTANT INFORMATION THAT MAY AFFECT YOU.

A lawsuit entitled Lawson v. Ventura County Credit Union was filed in the Ventura County Superior Court, Case No. 56-2018-00520827-CU-BT-VTA (the “Action”). Plaintiff Benjamin Lawson (“Plaintiff”) alleges that Notices of Intent sent by Ventura County Credit Union (“VCCU”) between November 28, 2014 and December 31, 2019 regarding repossessed vehicles did not comply with California’s Automobile Sales Finance Act, and that VCCU is not entitled to collect the deficiency if a deficiency balance remained after a subsequent sale of the vehicle.

Plaintiff brought claims for violations of the Rees-Levering Automobile Sales Financing Act, Civil Code § 2981, et seq., violation of Rosenthal Fair Debt Collection Practices Act, Civil Code § 1788, et seq., violation of the Consumer Credit Reporting Agencies Act, Civil Code § 1785.1, et seq., violations of the Unfair Competition Law, Business and Professions Code § 17200, et seq., and declaratory relief.

In response to the complaint, VCCU denied Plaintiff’s allegations. After consideration of each side’s arguments, the parties have reached a settlement of the Action. Plaintiff filed an amended class action complaint as part of the settlement.

The Court has set the Final Approval Hearing for December 7, 2020 at 8:20 A.M. (subject to change without further notice).

To see a full length version of the Notice you can visit the Case documents page here.